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Documentation Index

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Privex Pay is a payment processing platform trusted by 10,000+ businesses worldwide. It operates as a Merchant of Record (MoR), which means Privex Pay sells products to your buyers in its own name and takes on the legal and financial responsibilities that come with that role — including tax collection, refund processing, and chargeback management. You get paid; Privex Pay handles the complexity.

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What Merchant of Record means for you

When Privex Pay acts as your Merchant of Record, it assumes the role of the seller of record in every transaction. This has direct, practical consequences for how you operate:
  • Tax handling: Privex Pay calculates, collects, and remits applicable taxes on your behalf. You do not need to register for sales tax or VAT in every jurisdiction where your customers reside.
  • Refund and chargeback management: When a buyer disputes a charge or requests a refund, Privex Pay manages the process. You are shielded from the administrative burden of individual dispute resolution.
  • Regulatory compliance: Privex Pay maintains the certifications and controls required to accept card payments globally, so you do not need to obtain them independently.
This model is especially valuable if you sell to customers across multiple countries, operate in a high-risk industry, or simply want to reduce overhead.

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Key benefits

PCI DSS Level 1 certified

Privex Pay is certified to the highest level of payment card industry security. Your customers’ payment data is protected with bank-grade 256-bit encryption and tokenization.

Broad payment method support

Accept credit cards, digital wallets, Apple Pay, and Google Pay. Reach customers regardless of how they prefer to pay.

Weekly ETH payouts

Receive your cleared earnings in Ethereum every Monday. No minimum payout amount applies, and funds go directly to your crypto wallet or bank account.

Simple, transparent pricing

One flat 10% fee per transaction. There are no monthly charges, no setup fees, and no hidden costs.

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No sudden shutdowns

Privex Pay explicitly commits to no sudden account shutdowns and supports high-risk businesses that other platforms routinely decline. Payouts are fast and fees are disclosed upfront — there are no surprises.

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Where to go next

Quickstart

Be up and running in about 15 minutes. Follow the step-by-step guide to create your account and accept your first payment.

Accept payments

Learn how payment processing works on Privex Pay, including supported methods and integration options.

Payouts

Understand the Monday payout schedule, how to configure your payout destination, and what to expect after a transaction clears.

Security and compliance

Review the security certifications, fraud protection measures, and KYC requirements that keep your account and customers safe.